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COUNTRY  ZA
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Assessed · Self-paced · South African

The machine can now forge the evidence. Learn to see through it.

Perspica is an assessed online certificate that teaches South African financial-services professionals both to use artificial intelligence and to defend against it: detecting what AI fabricates, auditing what it decides, and governing how it is used.

Start the free moduleView the curriculum

Module 1 is free with an account. The Core certificate covers about 13 assessed hours; the Professional certificate about 22, including the applied capstone.


Why now

Four roles face a double exposure, and one competency answers both.

The same professionals whose routine work is most automatable are the direct targets of a new class of AI-enabled attack. The durable skill is judgment over machines, and it is a single competency with four applications.

Fraud Operations & AML Analysts

Detect AI-synthesised documents and deepfake media, reason about agent-driven laundering, and supervise the models that now run first-pass screening.

Compliance & Risk Managers

Validate, stress-test and document model behaviour, audit automated decisions, and govern AI use against POPIA, FICA and the EU AI Act's reach.

Wealth Managers & Financial Advisors

Use generative AI for research and client work without leaking personal information, and hold your ground against the robo-product.

Loan & Credit Underwriters

Interrogate the scoring model, detect proxy discrimination and manipulated inputs, and explain an adverse decision the way the law requires.


The curriculum

Ten modules, one unified track.

From what the technology is, through how it is turned against the institution, to how it is governed. Every module closes with worked application to each of the four desks, and every certificate module ends in a timed, scored assessment.

#ModuleTierTime
01The Machine Behind the Money
How modern AI actually works
Free1.5 hrs
02The Threat Landscape
How AI is turned against financial institutions
core2 hrs
03Synthetic Identity and Deepfake Defence
Detection drills and onboarding hardening
core2.5 hrs
04AI in the AML Fight
Monitoring, network analytics and agentic laundering
core2.5 hrs
05Algorithmic Bias and Fair Lending
Auditing automated credit
core2.5 hrs
06Model Risk and Explainability
Interrogating the black box
core2 hrs
07GenAI Without Leaks
Data governance, personal information and POPIA
professional2 hrs
08The Adversarial Frontier
Poisoning, prompt injection, manipulated inputs
professional2 hrs
09Agentic AI and Hyper-Personalisation
Robo-advice and the new advisory
professional2 hrs
10Governing AI in a Financial Institution
The synthesis, with applied capstone
professional2.5 hrs
Explore every module

Jurisdiction

Real South African rules and regulators: POPIA, FICA, the National Credit Act and FAIS conduct, alongside the EU AI Act where its reach lands on South African institutions.

Rigour

A scored, timed assessment for every certificate module and a verifiable certificate with a public verification page. An attendance note this is not.

Currency

A curriculum built on 2024 to 2026 regulation, threat data and scholarship, with every claim traced to a source and flagged where verification is pending.


Certificates

Priced for the individual. Licensed for the institution.

Foundation
Free

Module 1, The Machine Behind the Money. The mental model everything else builds on. Requires only a free account.

Core certificate
R1 950

Modules 1 to 6, assessed, with a verifiable certificate. About 13 assessed hours.

Professional certificate
R3 750

All ten modules plus the applied capstone, assessed, with a verifiable certificate. About 22 assessed hours.

See full pricingInstitutional licensing